Essential Coverage for Your Business
General liability insurance provides the fundamental layer of protection that every business requires. It's designed to cover legal fees, settlements, and medical costs in the event that your business is responsible for property damage or personal injury to a third party. With this service, you can operate your business with the assurance that you're prepared for these liabilities.
Common Questions About General Liability Insurance
Who needs general liability insurance?
Any business, regardless of its size or industry, can benefit from general liability insurance. This coverage is crucial for protecting against common risks that come with interacting with clients, performing services, and conducting business operations.
What does general liability insurance typically exclude?
General liability insurance doesn't cover employee injuries, professional mistakes (covered by professional liability insurance), auto accidents (covered by commercial auto insurance), or intentional acts. We can assist you in finding additional coverages for these exclusions.
How do I determine how much coverage I need?
The right coverage amount depends on your business size, industry risk factors, and the value of your assets. Our team can help you analyze your business to recommend appropriate coverage limits.
Can I bundle general liability insurance with other types of insurance?
Yes, bundling general liability insurance with other policies can often save money and enhance your overall protection. Common bundles include business owners policies (BOP) which may combine general liability with property insurance and other coverages.
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We would love to connect and see how we can help with your insurance needs!
